I always knew I would teach my kids financial literacy and money. I entered adulthood relatively okay: no debt, but meager savings. I figured a job meant earning money to spend, and that your lifestyle should match your income. I want my kids to know different, right from the start. So when I happened upon [...]
Category: money
My husband and I both graduated from our undergraduate degrees debt-free thanks to scholarships, grants and financial aid. Yet even with having graduated with no debt and without having to rely on our parents, we continue to contribute to our son’s college savings. Our reasons are of course personal, and are in no way a [...]
A few months ago, my husband and I increased our weekly grocery budget from $120 to $160 to accommodate our growing toddler’s appetite. We also moved to a two-bedroom unit, bringing our rent up $200 more a month. And of course we bought all the little things that seem minor but surely add up: bath [...]
I buy Pampers instead of generic, shop at a farmers market, and buy new toys for my toddler. Despite all that, I still claim to be a frugal mom. How? By choosing to spend on what’s important to my family while aggressively cutting back on what’s not. Take diapers, for instance. We tried several brands [...]
There was an article on CNN about the rising costs of raising a child from birth to 18 years old. I wanted to see how I compare to the national averages, and here is what I discovered (remember this is over 18 years, not yearly; I just averaged mine out): Clothing National average: $13,200 Ours:$2,925 [...]
I saw this graph online the other day about the average unemployment and average income for people depending on their college education: I was raised with the mindset that you go to college, and that’s that—no reasons were needed. Nowadays online I hear a lot of people bashing college education as a waste, especially when [...]
