During open enrollment season, it can be difficult to navigate through different health care options. Learn how to choose health insurance with these tools.
This post was sponsored by Anthem as part of an Influencer Activation for Influence Central and all opinions expressed in my post are my own.
When I was expecting twins, two of my biggest concerns were health and finances.
I worried about the complications I might face with a high-risk pregnancy, and I hoped they wouldn’t impact my finances.
Turned out I had several complications that required frequent doctor visits, extra prescription and referrals to specialists.
When I delivered the twins, my hospital bills would’ve cost me over $36,000, and that’s for a normal delivery with no NICU stay. Thankfully, I had insurance to cover those expenses.
Health insurance has always been a huge priority for me, and I’ve never gone a day without coverage. Even for being fairly healthy, I find it too risky not to have health insurance. Though I don’t have complications now, I’d hate to think about having one without the proper coverage, health care options and financial support I’d need.
And now with three kids to care for, you can imagine how much more important having health insurance is for me and my family. I feel reassured that, should any medical emergencies happen to me, my kids or my husband, our health care options and finances will be covered.
How to choose health insurance
In just a few weeks, we’ll greet the new year. Along with the turn of the year come goals—save more, eat better, exercise. But one of the most overlooked tasks for the new year is learning about and signing up for health insurance.
And it’s no wonder. Navigating health insurance and the health care system can feel overwhelming and confusing. With so many tasks to do during the holidays, it’s easy to overlook this important task this time of the year.
But neglecting to select the right health insurance for you and your family can come at a great cost. You may find yourself with a medical condition and no insurance to protect your health and finances.
Medical conditions can include hospital stays, a broken leg or delivering a baby. Life events that, without health insurance, can impact your financial life for months and even years down the line.
Take a look at the financial impact of health coverage:
The good news is, you have resources to help you better understand your options. Health insurers like Anthem will help you understand your options and find a plan just for you and your family. They offer plans like Medicare, Individual and Family plans, and Small Group health plans. Anthem will also help you find a doctor or prescriptions within your network.
We’re also in the middle of open enrollment season—the annual period when you can pick a new health insurance. As you prepare for the new year, make health insurance one of your priorities, especially during the open enrollment season.
Tell me in the comments: What matters most to you when choosing health insurance?